The study did not find a mediating effect of hedonic motivation between perceived ease of use and e-banking adoption.Practical implications:
Hedonic motivation plays a mediating role between PU, perceived security and e-banking adoption. However, support was not found for the relationship between perceived ease of use and adoption of e-banking. The same result was found to be applicable to the relationship between PU, perceived ease of use, perceived security and hedonic motivation. A total of 266 questionnaires were analyzed using partial least square structural equation modeling.Findings: The empirical results revealed a significant and positive relationship between PU, perceived security and e-banking adoption. It also aims to determine the ability of hedonic motivation to transfer the effect of other determinants of e-banking adoption.Design/methodology/approach: In order to empirically test the conceptual model of this study, data were collected from the users of e-banking in Nigeria. Purpose: The purpose of this paper is to examine the combined roles that perceived usefulness (PU), perceived ease of use, perceived security and hedonic motivation play on the adoption of e-banking.